• No
affiliation with fund companies
• No
compensation or perks from mutual funds or other
investment companies
• Full disclosure of our sources of
income in writing
Low
Cost, Efficient Investments
• 100% disclosure of plan fees, including
investment expenses
• Ultra efficient Index Funds & Exchange
Traded Funds
• Active investment oversight and review
• Self Directed Accounts (with daily
valuation and trading) offered without mark-up
• Comprehensive investment portfolio
statement
Low
Cost, Efficient Administration
• Standardized plans
• 24/7, on line account access
• Daily balance updates
• Monthly trading on pre-set portfolios
• Daily trading for self directed accounts
• Electronic statements (or hard copies
via U.S. mail)
• Participant loans offered at cost
High
Service Standards
• 15 minute signup
• 24 hour response
• Personal account representatives
• Full service
• Regular ADP/ACP testing
Safeguard & Maximize
Employee Investments
• Automatic enrollment option
• Deferred contributions can be either
a
fixed-dollar
amount or a percentage of salary that increases with
wage gains
• Automatic rebalancing to ensure diversification
• Default investment selections based
on investment horizon
• Automatic asset reallocation toward
safer investments as employees age
Robust
Reporting
• Direct disclosure of all fees, including
investment fees
• “Real time” web reporting,
including:
o Participant
account information
o Sponsor
compliance projections
o Loan
history
• Independent review comparing after-fee
investment performance to peer groups.
100% Service Guarantee
Backed
by Our “Employee First” Fiduciary
Standards and Directed Trustee Services
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