Simple, Affordable 401(k) Plans for Small Businesses
Our mission is to empower small businesses with affordable, transparent, and expertly managed 401(k) plans that prioritize the financial well-being of employees.
Tailored Plans for You
Whether you're a small business, solopreneur, non-profit, or advisor, we have the perfect 401(k) plan to meet your needs. Start by exploring the tailored solutions we offer for each role. Click below to find the plan that’s right for you.
Safe Harbor 401(k) Plan
Traditional 401(k) Plan
Solo 401(k) Plan
403(b) Plan
Join Over 5,000 Small Businesses in Affordably Saving for Retirement!
What Customers Say About Us

Help from Real People, Not Bots
Specialized onboarding representative
Get expert guidance from start to finish, ensuring a smooth and stress-free onboarding process for your 401(k) plan.
Dedicated relationship manager
Your dedicated relationship manager will be your single point of contact, ensuring consistent, personalized service and support tailored to your business’s needs.
Real-time US-based customer support
Get the answers you and your employees need, when you need them, with real-time support from our expert US-based team.
Impact of 401(k) Fees
Our Low Fees Help You Retire Sooner Than Competitors
High fees can eat into your retirement savings, delaying your ability to retire. With Employee Fiduciary’s low, transparent pricing—no revenue sharing, wrap fees, or junk fees—you keep more of your money invested and growing faster, helping you retire sooner.