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401(k) Tax Incentives for Small Businesses
The tax benefits of a 401(k) plan can be substantial. Explore the tax incentives available to small businesses.
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Simple, Affordable 401(k) Plans for Small Businesses

Our mission is to empower small businesses with affordable, transparent, and expertly managed 401(k) plans that prioritize the financial well-being of employees.

5,000+
Small Business Retirement Plans
$6+ Billion
Retirement Assets Managed
140,000+
Participants Served

Tailored Plans for You

Whether you're a small business, solopreneur, non-profit, or advisor, we have the perfect 401(k) plan to meet your needs. Start by exploring the tailored solutions we offer for each role. Click below to find the plan that’s right for you. 

Our Retirement Solutions

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Safe Harbor 401(k) Plan

Eliminate nondiscrimination testing worries with a safe harbor plan that ensures compliance while simplifying plan administration.
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Traditional 401(k) Plan

More flexible contribution options than a safe harbor plan, but subject to annual nondiscrimination testing to ensure fairness.
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Solo 401(k) Plan

Exclusively for businesses with no employees other than owners and their spouses, solo plans offer unmatched flexibility.
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403(b) Plan

Intended for non-profits, 403(b) plans are exempt from certain nondiscrimination tests due to their "universal availability" requirement.
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Payroll Integrations
We integrate with top payroll providers to automate contribution processing, eliminating manual data entry and reducing errors. Need help getting started? Our team is here to guide you every step of the way.

Join Over 5,000 Small Businesses in Affordably Saving for Retirement!

What Customers Say About Us

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Help from Real People, Not Bots

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Specialized onboarding representative 

Get expert guidance from start to finish, ensuring a smooth and stress-free onboarding process for your 401(k) plan. 

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Dedicated relationship manager

Your dedicated relationship manager will be your single point of contact, ensuring consistent, personalized service and support tailored to your business’s needs. 

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Real-time US-based customer support

Get the answers you and your employees need, when you need them, with real-time support from our expert US-based team. 

Your account balance in 40 years
Assuming $25,000 in annual contributions at an 8% interest rate.
401(k) Account Balance
Years

Impact of 401(k) Fees

Our Low Fees Help You Retire Sooner Than Competitors

 

High fees can eat into your retirement savings, delaying your ability to retire. With Employee Fiduciary’s low, transparent pricing—no revenue sharing, wrap fees, or junk fees—you keep more of your money invested and growing faster, helping you retire sooner.

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