The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
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The DOL’s Voluntary Fiduciary Correction Program: What Business Owners Need to Know
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By: Eric Droblyen
February 11th 2025
Learn how DOL’s Voluntary Fiduciary Correction Program (VFCP) helps businesses fix 401(k) plan errors, avoid penalties, and stay ERISA compliant.
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401(k) Catch-Up Contributions: Key Updates for 2025 and 2026
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By: Eric Droblyen
January 28th 2025
The SECURE 2.0 updates to 401(k) catch-up contributions are straightforward but will require some planning to implement properly.
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Lost a 401(k)? Here's How to Reclaim Your Retirement Savings
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By: Eric Droblyen
January 14th 2025
Learn how to reclaim lost or forgotten 401(k) and pension accounts with the DOL's Retirement Savings Lost and Found Database. Follow our easy steps to secure your retirement savings today.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2024
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By: Eric Droblyen
December 31st 2024
Our top 10 blogs for 2024 are must-reads for small business 401(k) sponsors and participants. They cover SECURE 2.0, plan administration, and investment fees.
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401(k) Variable Annuities - 5 Reasons to Avoid Them
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By: Eric Droblyen
December 17th 2024
Over time, the cumulative effect of variable annuity wrap fees can cost a 401(k) participant hundreds of thousands of dollars in retirement. Here’s what you need to know.
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401(k) Annual Administration - A Checklist for 2025
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By: Eric Droblyen
December 3rd 2024
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our 2025 checklist makes this job easy.
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401(k) Mutual Funds – Choose Low-Cost Share Classes to Maximize Returns
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By: Eric Droblyen
November 19th 2024
Discover how choosing low-cost share classes for your 401(k) plan can significantly enhance returns and fulfill your fiduciary responsibilities.
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How Small Business Owners Are Redefining the 401(k) Market—and Helping Employees Thrive
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By: Eric Droblyen
November 5th 2024
Discover how small business owners are transforming the 401(k) market with flexible, low-cost plans that empower employees' financial futures.
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401(k) Revenue Sharing - 5 Reasons for Businesses to Avoid it
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By: Eric Droblyen
October 22nd 2024
Revenue sharing can seem like a convenient way to pay 401(k) administration fees, but the method often leads to hidden costs for employees and employers.
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401(k) Tax Incentives for Small Businesses
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By: Eric Droblyen
October 7th 2024
The tax benefits of a 401(k) plan can be substantial. A basic understanding can help a small business owner take full advantage with the help of their accountant.
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