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The ADP and ACP Tests - What You Need to Know
Learn about the ADP & ACP tests – the two of the three main 401(k) nondiscrimination tests.
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How to Calculate Your All-In 401(k) Fee
Learn step-by-step how to calculate the total 401(k) fee in this short, easy-to-read guide.
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401(k) Contribution Limits - What You Need to Know
Discover the 2024 401(k) contribution limits for employees and employers. Learn about IRS-defined limits, catch-up contributions, and ADP/ACP test limits for HCEs.
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401(k) Fees - What You Need to Know About The 3 Major Categories
The DOL places 401(k) fees into 3 major categories. Learn everything you need to know about each in this quick read.
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What to Do When Your Retirement Plan Terminates
Is your employer terminating your retirement plan? Learn what to do in this easy-to-read guide.
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The Top Heavy Test - What You Need to Know
Learn everything you need to know about the Top Heavy Test – an important 401(k) nondiscrimination test.
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Vesting Schedules – Everything You Need to Know
As a 401(k) participant, understanding your vesting schedule is crucial. Learn what you need to know in this short guide.
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401(k) Rollovers - How to Evaluate Your Options
401(k)s and IRAs can offer wide-ranging investments, fees, and features. Making a bad rollover decision can set your retirement back years.
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401(k) Earned Income – What Employers Need to Know
401(k) plans must allocate and test the contributions made to self-employed individuals using a special definition of plan compensation called earned income.
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Is Your Company Part of a Controlled Group? You Need to Know or Risk 401(k) Plan Disqualification
IRS controlled group rules often obligate 2 or more employers with common ownership to cover their employees with the same 401k plan in order to pass annual nondiscrimination testing.
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