Login
401(k) Fees - What You Need to Know About The 3 Major Categories
The DOL places 401(k) fees into 3 major categories. Learn everything you need to know about each in this quick read.
Read More
What to Do When Your Retirement Plan Terminates
Is your employer terminating your retirement plan? Learn what to do in this easy-to-read guide.
Read More
The Top Heavy Test - What You Need to Know
Learn everything you need to know about the Top Heavy Test – an important 401(k) nondiscrimination test.
Read More
Vesting Schedules – Everything You Need to Know
As a 401(k) participant, understanding your vesting schedule is crucial. Learn what you need to know in this short guide.
Read More
401(k) Rollovers - How to Evaluate Your Options
401(k)s and IRAs can offer wide-ranging investments, fees, and features. Making a bad rollover decision can set your retirement back years.
Read More
401(k) Earned Income – What Employers Need to Know
401(k) plans must allocate and test the contributions made to self-employed individuals using a special definition of plan compensation called earned income.
Read More
Is Your Company Part of a Controlled Group? You Need to Know or Risk 401(k) Plan Disqualification
IRS controlled group rules often obligate 2 or more employers with common ownership to cover their employees with the same 401k plan in order to pass annual nondiscrimination testing.
Read More
How Much Lower 401(k) Fees Can Grow Your Retirement Savings
Cost matters a LOT when saving for retirement. Even 401(k) fee small reductions today can mean much higher account balances for participants in retirement.
Read More
401(k) Fee Study: 75% of Small Business Plans Pay Hidden Fees
“Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
Read More
Starting a 401(k)? A Short Initial Plan Year is Probably a Bad Idea
401(k) plans must define a plan year cycle for annual administration. Most new plans should avoid a short plan year for first year administration.
Read More