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The SECURE Act and RESA - the Good, the Bad, and the Ugly
Congress wants to expand workplace retirement plan coverage. The SECURE Act and RESA aim to do that. They offer 401(k) reform, but won't expand coverage.
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401(k) Rollovers: When One is in Your Best Interest
After leaving a job, you must decide what to do with your 401(k) account. A rollover may or may not be in your best interest. Here's how to decide.
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It's Too Easy to Conceal 401k Fees – We Need 408b-2 Reform
Fidelity is being accused of charging excessive, undisclosed 401(k) fees. Other providers obfuscate fees in 408b-2 disclosures. It's time for reform.
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401(k) Investment Advice – Pros and Cons of the 3 Basic Forms
401(k) participants can receive professional investment advice from a mutual fund, financial advisor, or algorithm today. Each advice form has pros and cons
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Small Business 401(k) Plan Design Study: What 3,975 401(k) Plans Are Doing
The right 401(k) plan design can help a small business meet plan goals at the lowest possible cost. Our study summarizes the designs of 3,975 401(k) plans
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Safe Harbor or Traditional 401(k) Plan – How to Decide
Safe harbor 401(k) plans are the most popular type of 401(k) used by small businesses today, but they are not the best fit for every small business.
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Hardship 401(k) Distributions – Frequently Asked Questions
At first blush, the 401(k) hardship distribution rules can seem overwhelming. In truth, most can be understood with some basic education. Our FAQ can help.
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Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees
Jack Bogle's guiding principle was simple - costs matter. 401(k) participants should apply the same principle to 401(k) provider fees paid by their account.
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How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement
Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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401(k) Contribution Deadlines – You Don’t Want to Miss Them!
When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
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