The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
![New Comparability 401(k) Plans - Are They Right for Your Small Business?](http://www.employeefiduciary.com/hubfs/blog-files/iStock-516755868.jpg)
New Comparability 401(k) Plans - Are They Right for Your Small Business?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
April 19th 2017
Small businesses should consider new comparability profit sharing contributions when 401(k) plan goals include maximizing owner contributions at the lowest cost
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![Fee Study of 525 401(k) Financial Advisors – Fiduciary Advice Costs Less!](http://www.employeefiduciary.com/hubfs/assets/401k%20Advisor%20Fee%20Study.jpg)
Fee Study of 525 401(k) Financial Advisors – Fiduciary Advice Costs Less!
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
April 5th 2017
To lower their 401k plan liability, small businesses should only hire fiduciary-grade financial advisors. Our study shows their superior care can cost less.
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![The Top 4 Lies Told by 401(k) Providers](http://www.employeefiduciary.com/hubfs/assets/401k%20Provider%20Lies.jpeg)
The Top 4 Lies Told by 401(k) Providers
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
March 22nd 2017
Some 401(k) providers lie to excuse excessive fees or mask inexperience. With some basic facts, 401(k) fiduciaries can easily debunk the lies.
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![401(k) Fees – Frequently Asked Questions by Plan Fiduciaries](http://www.employeefiduciary.com/hubfs/iStock-470958240.jpg)
401(k) Fees – Frequently Asked Questions by Plan Fiduciaries
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
March 8th 2017
The #1 source for 401(k) fiduciary liability today is paying excessive fees to plan service providers. Our FAQ can help small businesses evaluate their fees.
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![401(k) Index Funds – They Make it Easy to Reduce Fiduciary Liability](http://www.employeefiduciary.com/hubfs/assets/401k%20Index%20Fund%20Blog%20Image.jpg)
401(k) Index Funds – They Make it Easy to Reduce Fiduciary Liability
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
February 22nd 2017
When compared to their actively-managed counterparts, 401k index funds are more likely to offer superior returns. They also reduce 401k fiduciary liability.
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![Finding Hidden 401(k) Fees in Participant Disclosure Notices](http://www.employeefiduciary.com/hubfs/blog-files/hidden-fee-disclosure.jpg)
Finding Hidden 401(k) Fees in Participant Disclosure Notices
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
February 8th 2017
Hidden 401(k) fees, like revenue sharing and variable annuity wrap charges reduce 401(k) balances. 401(k) participants must understand when they apply.
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![4 Traits of the Best Small Business 401(k) Providers](http://www.employeefiduciary.com/hubfs/blog-files/iStock-545783936.jpg)
4 Traits of the Best Small Business 401(k) Providers
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
January 11th 2017
America's Best Small Business 401(k) Providers have 4 traits in common. 401(k) fiduciaries should look for these traits when shopping for 401(k) services.
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![Our Top 10 401(k) Blogs of 2016: What Topics Were the Most Popular?](http://www.employeefiduciary.com/hubfs/blog-files/iStock-537636014.jpg)
Our Top 10 401(k) Blogs of 2016: What Topics Were the Most Popular?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
December 28th 2016
401(k) blogs related to plan design, administration and provider fees were the Frugal Fiduciary’s most popular in 2016.
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![401k Plan Design Study: What 2,767 Small Business 401k Plans Are Doing](http://www.employeefiduciary.com/hubfs/blog-files/ThinkstockPhotos-508857266.jpg)
401k Plan Design Study: What 2,767 Small Business 401k Plans Are Doing
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
November 30th 2016
The right 401k plan design can save a small business thousands of dollars annually. Our plan design study summarizes findings for 2,767 401k plans
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![401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?](http://www.employeefiduciary.com/hubfs/blog-files/ThinkstockPhotos-78487022.jpg)
401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
November 16th 2016
The best small business 401k providers only charge fees for value-added 401k services. Providers with high priced superfluous services should be avoided
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