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How MEPs Complicate 401(k) Plan Terminations
Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.
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Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them
The best small business 401k providers charge low transparent fees based on participant headcount, not assets. A 401k fiduciary should not settle for less.
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3 Questions for Calculating Small Business 401(k) Provider Fees
Small businesses have a fiduciary responsibility to keep 401k plan expenses reasonable for participants. Three questions can help find service provider fees.
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Government Shocker! The 401(k) Form 5500 May Become Useful Soon
The government is proposing substantial changes to the Form 5500 for 2019. These changes would make 401k information more accessible to stakeholders.
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Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised
New robo 401k advisors use a computer algorithm, instead of a human, to construct 401k investment portfolios. Providers claim lower fees. We disagree.
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(Possibly) The Biggest Small Business 401(k) Fee Study Ever!
Small business 401k fee data is difficult to find. Employee Fiduciary has summarized the fees of 121 401k plans with an average of $1M in plan assets
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401(k) Fiduciary Pro Tip: Uninvested Cash Can Be a Symptom of a Bad 401(k) Recordkeeper
Uninvested cash can be a symptom of uncorrected 401k problems. Small business 401k fiduciaries should look for it to evaluate recordkeeper performance
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401(k) Enrollment: Is a Meeting or E-Delivery Best For Your Small Business 401(k) Plan?
New technology and investments are making 401k investment decisions simple for 401k participants and 401k enrollment easy for small business sponsors.
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The Myth of the 15 Minute 401(k) Plan Setup
The consequences of a poorly-designed or misunderstood 401(k) plan are great. Small businesses should take more than 15 minutes to setup a new 401(k) plan.
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John Oliver Should Be Upset; His Hancock 401k Fees Are Too High!
John Oliver attacks his company’s John Hancock 401k plan. Hancock makes misleading statements in rebuttal. What’s the truth about Hancock 401k fees?
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