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Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised
New robo 401k advisors use a computer algorithm, instead of a human, to construct 401k investment portfolios. Providers claim lower fees. We disagree.
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(Possibly) The Biggest Small Business 401(k) Fee Study Ever!
Small business 401k fee data is difficult to find. Employee Fiduciary has summarized the fees of 121 401k plans with an average of $1M in plan assets
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401(k) Fiduciary Pro Tip: Uninvested Cash Can Be a Symptom of a Bad 401(k) Recordkeeper
Uninvested cash can be a symptom of uncorrected 401k problems. Small business 401k fiduciaries should look for it to evaluate recordkeeper performance
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401(k) Enrollment: Is a Meeting or E-Delivery Best For Your Small Business 401(k) Plan?
New technology and investments are making 401k investment decisions simple for 401k participants and 401k enrollment easy for small business sponsors.
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The Myth of the 15 Minute 401(k) Plan Setup
The consequences of a poorly-designed or misunderstood 401(k) plan are great. Small businesses should take more than 15 minutes to setup a new 401(k) plan.
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John Oliver Should Be Upset; His Hancock 401k Fees Are Too High!
John Oliver attacks his company’s John Hancock 401k plan. Hancock makes misleading statements in rebuttal. What’s the truth about Hancock 401k fees?
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401(k) Disclosure Rules Are Out of Date; It’s Time for Common Sense Reform
Current ERISA regulations make electronic delivery of participant disclosures risky for small business 401(k) fiduciaries. It's time for reform.
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How to Evaluate 401(k) Provider Competence in 2 Easy Steps
ERISA requires small business 401(k) fiduciaries to select “competent” 401(k) providers, but this job can be difficult due to the technical complexity of 401(k) services. To simplify the evaluation of provider competence, fiduciaries should focus on objective criteria that indicate competence.
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What’s the #1 Reason for 401(k) Lawsuits? Overpriced or Superfluous 401(k) Services
The DOL’s new fiduciary rule will make the value of 401k services more important than ever. Small business 401k fiduciaries should root out overpriced or superfluous 401k services to protect themselves from personal liability.
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The DOL’s New Fiduciary Rule – the Value of 401(k) Investment Services Will Be More Critical Than Ever
The final version of the DOL’s fiduciary rule was released April 6. This rule will make the value of 401k investments and related services more critical than ever for small businesses and financial advisors.
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