The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
![403(b) vs. 401(k) Plans for Non-Financial People](https://www.employeefiduciary.com/hubfs/blog-files/403b-vs-401k-plans-for-non-financial-people.jpg)
403(b) vs. 401(k) Plans for Non-Financial People
![](http://www.employeefiduciary.com/hubfs/images/Holly.jpg)
July 26th 2017
These two big differences are truly all you need to know when deciding between a 403(b) or 401(k) plan – their eligibility and testing requirements.
Read More
![What’s Old Is New Again: “Mega Back Door” Roth IRA Contributions Spark New Interest in Old School After-Tax Contributions](http://www.employeefiduciary.com/hubfs/blog-files/mega-back-door-401k-high-earners.jpg)
What’s Old Is New Again: “Mega Back Door” Roth IRA Contributions Spark New Interest in Old School After-Tax Contributions
![](http://www.employeefiduciary.com/hubfs/images/Holly.jpg)
May 24th 2016
Simplified Roth IRA rollover rules have raised much media buzz about 401k after-tax contributions resulting in many small business owner inquiries.
Read More
![Plan Participation Problems? No Problem](http://www.employeefiduciary.com/hubfs/blog-files/401k-education.jpg)
Plan Participation Problems? No Problem
![](http://www.employeefiduciary.com/hubfs/images/Holly.jpg)
May 10th 2016
Sometimes it can be a struggle for plan sponsors to encourage participation in their company’s 401k plan. Plan design options as well as participant education can make a huge difference in participant interest and enthusiasm about saving.
Read More
![Setting Up A 401(k) Plan: The Cliff Notes](http://www.employeefiduciary.com/hubfs/blog-files/401k-cliffs-notes.jpg)
Setting Up A 401(k) Plan: The Cliff Notes
![](http://www.employeefiduciary.com/hubfs/images/Holly.jpg)
April 26th 2016
Many plan sponsors can sometimes be overwhelmed by the idea of setting up a 401k plan and its responsibilities. A high level review of what is required and setting a budget can help set plan sponsors up with realistic expectations and ease fears about 401k plan set-up.
Read More
![3 Tax Advantages of 401(k) Plans](http://www.employeefiduciary.com/hubfs/blog-files/tax-advantages-of-401k-plans.jpg)
3 Tax Advantages of 401(k) Plans
![](http://www.employeefiduciary.com/hubfs/images/Holly.jpg)
April 12th 2016
Among the many 401(k) benefits for small business plan sponsors and participants, there are some great tax advantages. The sooner a 401(k) plan is established, the greater the benefits.
Read More