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Pooled vs. Single-Employer 401(k) Plans - Are PEPs for You?
Supporters claim Pooled Employer Plans (PEPs) offer lower 401k fees and greater liability protection than single-employer plans. They rarely deliver either.
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401(k) Reform – How to Make Plans More Transparent
401(k) plans should offer objective value for participants and straightforward fiduciary responsibilities for business owners. Often, they deliver neither.
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401(k) Fiduciary Outsourcing – Roles That MEPs Can Abuse
Multiple-Employer 401k Plans (MEPs) require business owners to delegate fiduciary roles to their provider. This delegation makes MEPs highly prone to abuse.
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401(k) Retirement Planning – 4 Steps to Retire On-Time
Some basic retirement planning can dramatically reduce the cost of retirement for 401k participants. Our 4-step plan requires no investing knowledge at all.
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401(k) Investments - Options for Selecting a “Prudent” Menu
Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.
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Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most
Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
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Roth vs. Traditional 401(k) Contributions – How to Choose
If your 401(k) plan permits Roth deferrals, it can be worth your time to decide whether they're a better choice than traditional deferrals for your account.
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The 5 Most Popular Small Business 401(k) Plan Features
Different 401(k) “types” (safe harbor, Roth, profit sharing, etc…) are in fact different contribution “features” that a plan can combine in numerous ways.
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How Much Time Does Annual 401(k) Administration Take?
401(k) administration shouldn't take small businesses much time. A quality provider will do the heavy lifting, leaving an owner with basic tasks to complete.
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How to Find & Calculate MassMutual 401(k) Fees
Finding MassMutual's 401k fees isn't easy. In this guide, we'll show you average MassMutual fees, then how to find & calculate them in your plan.
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