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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Investments - Options for Selecting a “Prudent” Menu

401(k) Investments - Options for Selecting a “Prudent” Menu

By: Eric Droblyen

September 30th 2020

Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.
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Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most

Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most

By: Eric Droblyen

August 19th 2020

Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
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Roth vs. Traditional 401(k) Contributions – How to Choose

Roth vs. Traditional 401(k) Contributions – How to Choose

By: Eric Droblyen

August 5th 2020

If your 401(k) plan permits Roth deferrals, it can be worth your time to decide whether they're a better choice than traditional deferrals for your account.
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The 5 Most Popular Small Business 401(k) Plan Features

The 5 Most Popular Small Business 401(k) Plan Features

By: Eric Droblyen

July 22nd 2020

Different 401(k) “types” (safe harbor, Roth, profit sharing, etc…) are in fact different contribution “features” that a plan can combine in numerous ways.
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How Much Time Does Annual 401(k) Administration Take?

How Much Time Does Annual 401(k) Administration Take?

By: Eric Droblyen

July 8th 2020

401(k) administration shouldn't take small businesses much time. A quality provider will do the heavy lifting, leaving an owner with basic tasks to complete.
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How to Find & Calculate MassMutual 401(k) Fees

How to Find & Calculate MassMutual 401(k) Fees

By: Eric Droblyen

June 30th 2020

Finding MassMutual's 401k fees isn't easy. In this guide, we'll show you average MassMutual fees, then how to find & calculate them in your plan.
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How to Find & Calculate VOYA 401(k) Fees

How to Find & Calculate VOYA 401(k) Fees

By: Eric Droblyen

June 30th 2020

Finding VOYA's 401k fees isn't easy. In this guide, we'll show you average VOYA fees, then how to find & calculate them in your plan.
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How to Find & Calculate Principal 401(k) Fees

How to Find & Calculate Principal 401(k) Fees

By: Eric Droblyen

June 30th 2020

Finding Principal's 401k fees isn't easy. In this guide, we'll show you average Principal fees, then how to find & calculate them in your plan.
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How to Find & Calculate American Funds 401(k) Fees

How to Find & Calculate American Funds 401(k) Fees

By: Eric Droblyen

June 30th 2020

Finding American Funds 401k fees isn't easy. In this guide, we'll show you average American Funds fees, then how to find & calculate them in your plan.
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How to Find & Calculate Ascensus 401(k) Fees

How to Find & Calculate Ascensus 401(k) Fees

By: Eric Droblyen

June 30th 2020

Finding Ascensus 401k fees isn't easy. In this guide, we'll show you average Ascensus fees, then how to find & calculate them in your plan.
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