The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

The DOL Finalizes New Electronic 401(k) Disclosure Rules

By: Eric Droblyen
June 24th 2020
The new DOL rule would allow employers to electronically deliver required 401(k) notices to all plan participants by e-mail or by posting them to a website.
Read More

Lowering 401(k) Fees – Options for Sponsors and Participants

By: Eric Droblyen
June 10th 2020
Lowering 401(k) fees will increase the investment returns of plan participants dollar-for-dollar. Our guide can help plan sponsors and participants do that.
Read More

How to Find & Calculate John Hancock 401(k) Fees

By: Eric Droblyen
June 6th 2020
Finding John Hancock 401k fees isn't easy. In this guide, we'll show you average John Hancock fees, then how to find & calculate them in your plan.
Read More

401(k) vs SIMPLE IRA: Which is Right for Your Business?

By: Eric Droblyen
May 27th 2020
401(k) or SIMPLE IRA? The kind of plan you pick could have an enormous impact on the finances of everyone involved in your business. Choose wisely.
Read More

How to “Value” 401(k) Administration Services and Investments

By: Eric Droblyen
May 13th 2020
To value your 401k provider, I recommend benchmarking their administration fees per capita and their investment fees based on returns. Our process can help.
Read More

A “Rosetta Stone” for Finding 401(k) Provider Fees

By: Eric Droblyen
April 29th 2020
When 401(k) fees are paid from plan assets, they reduce participant investment returns dollar-for-dollar. Find your 401(k) provider's fees using our guide.
Read More

The CARES Act - 401(k) Participant Distribution and Loan Options

By: Eric Droblyen
April 15th 2020
Taking a CARES Act 401(k) distribution or loan can delay an individual's future retirement by years. Our overview can help weigh this difficult decision.
Read More

COVID-19 – 401(k) FAQs for Business Owners and Plan Participants

By: Eric Droblyen
March 31st 2020
Many small business owners affected by COVID-19 want to know how to defray their 401(k) plan expenses or help workers tap their savings. Our FAQ can help.
Read More

Safe Harbor 401(k) Plans: Answers To Common Questions

By: Brian Furgala
March 18th 2020
Safe harbor 401(k) plans are increasingly popular with small businesses. Our FAQ can help owners decide if one is right for their company.
Read More

Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup

By: Eric Droblyen
March 4th 2020
Index funds from providers like Vanguard, Fidelity, or Schwab make it easy for employers to meet their investment-related 401(k) fiduciary responsibilities
Read More