Login
How MEPs Signal a Broken 401(k) Industry
Multiple Employer Plans (MEPs) are better for the 401(k) industry than retirement plan savers and sponsors. Small business owners should avoid them.
Read More
3 Warning Signs Your 401(k) Provider is Ripping You Off
If you’re a business owner, you must know how much your 401(k) plan costs because the consequences for paying excessive fees are high.
Read More
401(k) Fees - Rules for Allocating Among Plan Participants
Employers have a fiduciary responsibility to allocate 401(k) fees among plan participants equitably. This job can be easy with some basic education.
Read More
Steps for Reducing the Out-of-Pocket Cost of Retirement
A simple plan can dramatically reduce the cost of retirement for 401(k) participants. Investing knowledge is not required to follow the plan.
Read More
Traditional Safe Harbor 401(k) Plan vs. QACA – How to Choose
There are two basic types of safe harbor 401(k) plans available today – traditional and QACA. Business owners should understand their differences.
Read More
401(k) Fee Study: What Does a Fiduciary-Grade Advisor Cost?
Our fee study of 753 fiduciary-grade financial advisors shows impartial advice reduces the total cost of a 401(k) plan. Employers should not settle for less.
Read More
The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries
The SPIVA Scorecard measures the percentage of active funds that outperform their market benchmark over specific periods of time, net of fees. Most don't.
Read More
Switching 401(k) Providers? What to Expect and Pitfalls to Avoid
To lower your 401k fees, you may need to replace your plan provider. This move can seem daunting until you understand the process and the pitfalls to avoid.
Read More
Employers Must Avoid 401(k) Providers They Can't Understand
Avoiding 401k fiduciary liability can be easy. You just need a basic understanding of your fiduciary responsibilities and an easy-to-monitor plan provider.
Read More
The SECURE Act and RESA - the Good, the Bad, and the Ugly
Congress wants to expand workplace retirement plan coverage. The SECURE Act and RESA aim to do that. They offer 401(k) reform, but won't expand coverage.
Read More