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Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees
Jack Bogle's guiding principle was simple - costs matter. 401(k) participants should apply the same principle to 401(k) provider fees paid by their account.
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How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement
Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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401(k) Contribution Deadlines – You Don’t Want to Miss Them!
When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2018
Our top 10 blogs for 2018 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees and providers.
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2018 Small Business 401(k) Fee Study – What’s Too High?
Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
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Calculating American Funds 401(k) Fees Using Their 408b-2
American Funds is one of the largest 401k providers in the nation. Their 408b-2 fee disclosure is also one of the worst. Here are steps for deciphering it.
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Apathy is the #1 Source of 401(k) Liability – It’s Easy to Avoid
401(k) fiduciary responsibilities are manageable once they’re understood. The problem is many small businesses don’t make the effort.
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TSP-like 401(k)s + Tax Credits = More Small Business Plans
Multiple Employers Plans (MEPs) are promoted as a way to expand small business retirement coverage. TSP-like 401ks and tax credits would do a better job
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How Trump’s Executive Order on Retirement Plans Falls Short
Multiple Employer 401(k) Plans (MEPs) are not the answer for expanding small business retirement plan coverage. Other reforms would be more effective.
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How to Total Paychex 401(k) Fees Using Their 408b-2 Disclosure
Paychex is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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