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Options to Correct a Failed ADP/ACP Test
If you’re a business owner, understanding your options for correcting a failed ADP/ACP test can help you mitigate the consequences - or avoid them altogether.
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A Guide to Small Businesses Retirement Plan Options for Owners
Our guide breaks down the most popular retirement plan options for small businesses, including their pros and cons, to help business owners pick the right plan.
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Solo 401(k) Plans – How to Maximize their Benefits
A solo 401(k) plan can only cover business owners and their spouses. Understanding their rules and options can help a business owner maximize their benefit.
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401(k) Document Retention Rules Made Simple
Meeting ERISA document retention standards can help employers defend 401(k) plan challenges. Organizing the necessary records in 3 files can make the job easy.
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401(k) Amendment Rules – A Guide for Employers
The Internal Revenue Service has strict rules for amending 401(k) plan documents. To stay out of trouble, employers should understand some amendment basics.
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Understanding ERISA 404(c): Importance, Compliance, and the Role of QDIAs
ERISA 404(c) protects employers from liability for investment losses resulting from 401(k) participant decision-making. Compliance is easy.
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401(k) Participant Disclosures - What Employers Need to Know
401(k) plans have complicated participant disclosure rules. However, an employer’s role in meeting these requirements is basic when a qualified 401k provider is used.
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401(k) Matching Contributions – What Retirement Savers Need to Know
In this article, we will explore the mechanics of 401(k) matching contributions, their importance, and strategies to maximize their benefits.
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401(k) Rollovers – FAQs for Retirement Investors
Rolling retirement savings from a low-cost 401(k) plan to an overpriced plan or IRA today can cost an investor dearly in retirement. Our FAQ can help you make an informed rollover decision.
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401(k) Advisor Fee Study: How Much Fiduciary Advice Lowers Plan Costs
Our fee study of 1,109 401(k) financial advisors shows how much fiduciary-grade investment advice can lower the total cost of a 401(k) plan vs. national averages.
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