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Deadlines for 401(k) Adoption – Including SECURE 2.0 Changes
The SECURE Act made it easier for businesses to adopt a new 401(k) plan or add a safe harbor feature to an existing plan by extending the deadlines to do so.
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How to Replace a SIMPLE IRA with a 401(k) - SECURE 2.0 Update
SECURE 2.0 allows employers to terminate a SIMPLE IRA mid-year by replacing the plan with a safe harbor 401(k) plan. Our checklist can make the job easy.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2023
Our top 10 blogs for 2023 are must-reads for small business 401(k) sponsors and participants. They cover plan contributions, law changes, and plan establishment.
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How Much a Low Cost 401(k) Can Increase Your Future Savings
The cumulative effect of 401(k) fees can cost a saver hundreds of thousands in retirement. Here’s what workers need to know to lower their fees today.
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401(k) Long-Term, Part Time Rules – What Employers Need to Know
The SECURE Act’s long-term, part-time rules for 401(k) plans are complicated. Plan design changes can help employers with part-time employees avoid them.
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401(k) Annual Administration - A Checklist for Business Owners
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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Mega Backdoor Roth – A Perfect Fit for Solo 401(k) Plans
Mega backdoor Roth contributions allow high-income individuals to grow tax-free retirement savings quickly. A solo 401(k) plan is a perfect fit for the strategy.
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Is Your Company Part of an Affiliated Service Group? Know for Certain or Risk 401(k) Plan Disqualification
Determining whether your company is part of an affiliated service group is complex, but necessary to avoid plan errors which can result in plan disqualification.
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The 402(g) Limit For 401(k) Plans – FAQs for Employers
The 402(g) limit may be the most straightforward 401(k) contribution limit, but it can get complicated fast when an individual contributes to multiple plans in a year.
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403(b) or 401(k): Which is Best for a Tax-Exempt Organization?
Tax exempts can help their employees save for retirement with a 403(b) or 401(k) plan. Understanding how these plans compare can make the best choice easy.
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