The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
![4 Traits of the Best Small Business 401(k) Providers](http://www.employeefiduciary.com/hubfs/blog-files/iStock-545783936.jpg)
4 Traits of the Best Small Business 401(k) Providers
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
January 11th 2017
America's Best Small Business 401(k) Providers have 4 traits in common. 401(k) fiduciaries should look for these traits when shopping for 401(k) services.
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![Our Top 10 401(k) Blogs of 2016: What Topics Were the Most Popular?](http://www.employeefiduciary.com/hubfs/blog-files/iStock-537636014.jpg)
Our Top 10 401(k) Blogs of 2016: What Topics Were the Most Popular?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
December 28th 2016
401(k) blogs related to plan design, administration and provider fees were the Frugal Fiduciary’s most popular in 2016.
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![401k Plan Design Study: What 2,767 Small Business 401k Plans Are Doing](http://www.employeefiduciary.com/hubfs/blog-files/ThinkstockPhotos-508857266.jpg)
401k Plan Design Study: What 2,767 Small Business 401k Plans Are Doing
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
November 30th 2016
The right 401k plan design can save a small business thousands of dollars annually. Our plan design study summarizes findings for 2,767 401k plans
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![401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?](http://www.employeefiduciary.com/hubfs/blog-files/ThinkstockPhotos-78487022.jpg)
401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
November 16th 2016
The best small business 401k providers only charge fees for value-added 401k services. Providers with high priced superfluous services should be avoided
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![How MEPs Complicate 401(k) Plan Terminations](https://www.employeefiduciary.com/hubfs/shutterstock_345950645-min.jpg)
How MEPs Complicate 401(k) Plan Terminations
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
November 2nd 2016
Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.
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![Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them](https://www.employeefiduciary.com/hubfs/blog-files/asset-based-401k-admin-fees-are-unreasonable-fiduciaries-should-avoid-them.jpg)
Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
October 19th 2016
The best small business 401k providers charge low transparent fees based on participant headcount, not assets. A 401k fiduciary should not settle for less.
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![3 Questions for Calculating Small Business 401(k) Provider Fees](http://www.employeefiduciary.com/hubfs/blog-files/calculate-401k-provider-fees.jpg)
3 Questions for Calculating Small Business 401(k) Provider Fees
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
October 5th 2016
Small businesses have a fiduciary responsibility to keep 401k plan expenses reasonable for participants. Three questions can help find service provider fees.
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![Government Shocker! The 401(k) Form 5500 May Become Useful Soon](https://www.employeefiduciary.com/hubfs/blog-files/government-shocker-the-401k-form-5500-may-become-useful-soon.jpg)
Government Shocker! The 401(k) Form 5500 May Become Useful Soon
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
September 21st 2016
The government is proposing substantial changes to the Form 5500 for 2019. These changes would make 401k information more accessible to stakeholders.
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![Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised](http://www.employeefiduciary.com/hubfs/blog-files/ThinkstockPhotos-121198814.jpg)
Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
September 7th 2016
New robo 401k advisors use a computer algorithm, instead of a human, to construct 401k investment portfolios. Providers claim lower fees. We disagree.
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![(Possibly) The Biggest Small Business 401(k) Fee Study Ever!](http://www.employeefiduciary.com/hubfs/blog-files/blog-header.jpg)
(Possibly) The Biggest Small Business 401(k) Fee Study Ever!
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
August 24th 2016
Small business 401k fee data is difficult to find. Employee Fiduciary has summarized the fees of 121 401k plans with an average of $1M in plan assets
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