The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

Finding Hidden 401(k) Fees in Participant Disclosure Notices

By: Eric Droblyen
February 8th 2017
Hidden 401(k) fees, like revenue sharing and variable annuity wrap charges reduce 401(k) balances. 401(k) participants must understand when they apply.
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4 Traits of the Best Small Business 401(k) Providers

By: Eric Droblyen
January 11th 2017
America's Best Small Business 401(k) Providers have 4 traits in common. 401(k) fiduciaries should look for these traits when shopping for 401(k) services.
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Our Top 10 401(k) Blogs of 2016: What Topics Were the Most Popular?

By: Eric Droblyen
December 28th 2016
401(k) blogs related to plan design, administration and provider fees were the Frugal Fiduciary’s most popular in 2016.
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401k Plan Design Study: What 2,767 Small Business 401k Plans Are Doing

By: Eric Droblyen
November 30th 2016
The right 401k plan design can save a small business thousands of dollars annually. Our plan design study summarizes findings for 2,767 401k plans
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401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?

By: Eric Droblyen
November 16th 2016
The best small business 401k providers only charge fees for value-added 401k services. Providers with high priced superfluous services should be avoided
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How MEPs Complicate 401(k) Plan Terminations

By: Eric Droblyen
November 2nd 2016
Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.
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3 Questions for Calculating Small Business 401(k) Provider Fees

By: Eric Droblyen
October 5th 2016
Small businesses have a fiduciary responsibility to keep 401k plan expenses reasonable for participants. Three questions can help find service provider fees.
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Government Shocker! The 401(k) Form 5500 May Become Useful Soon

By: Eric Droblyen
September 21st 2016
The government is proposing substantial changes to the Form 5500 for 2019. These changes would make 401k information more accessible to stakeholders.
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Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised

By: Eric Droblyen
September 7th 2016
New robo 401k advisors use a computer algorithm, instead of a human, to construct 401k investment portfolios. Providers claim lower fees. We disagree.
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(Possibly) The Biggest Small Business 401(k) Fee Study Ever!

By: Eric Droblyen
August 24th 2016
Small business 401k fee data is difficult to find. Employee Fiduciary has summarized the fees of 121 401k plans with an average of $1M in plan assets
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