Login
Our Top 10 401(k) Blogs of 2016: What Topics Were the Most Popular?
401(k) blogs related to plan design, administration and provider fees were the Frugal Fiduciary’s most popular in 2016.
Read More
401k Plan Design Study: What 2,767 Small Business 401k Plans Are Doing
The right 401k plan design can save a small business thousands of dollars annually. Our plan design study summarizes findings for 2,767 401k plans
Read More
401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?
The best small business 401k providers only charge fees for value-added 401k services. Providers with high priced superfluous services should be avoided
Read More
How MEPs Complicate 401(k) Plan Terminations
Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.
Read More
Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them
The best small business 401k providers charge low transparent fees based on participant headcount, not assets. A 401k fiduciary should not settle for less.
Read More
3 Questions for Calculating Small Business 401(k) Provider Fees
Small businesses have a fiduciary responsibility to keep 401k plan expenses reasonable for participants. Three questions can help find service provider fees.
Read More
Government Shocker! The 401(k) Form 5500 May Become Useful Soon
The government is proposing substantial changes to the Form 5500 for 2019. These changes would make 401k information more accessible to stakeholders.
Read More
Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised
New robo 401k advisors use a computer algorithm, instead of a human, to construct 401k investment portfolios. Providers claim lower fees. We disagree.
Read More
(Possibly) The Biggest Small Business 401(k) Fee Study Ever!
Small business 401k fee data is difficult to find. Employee Fiduciary has summarized the fees of 121 401k plans with an average of $1M in plan assets
Read More
401(k) Fiduciary Pro Tip: Uninvested Cash Can Be a Symptom of a Bad 401(k) Recordkeeper
Uninvested cash can be a symptom of uncorrected 401k problems. Small business 401k fiduciaries should look for it to evaluate recordkeeper performance
Read More