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Beware of Surrender Charges and Other Extraordinary 401(k) Fees Charged by Insurance Companies
Insurance company variable annuity products are bad for both small business retirement plan sponsors and 401k participants.
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Jerry Schlichter Interviewed by Frontline; 401(k) Sponsors Should Take Note
Jerry Schlichter Interviewed on Frontline; Tibble vs. Edison case may change 401(k) investment monitoring standards.
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DOL’s Fiduciary Rule Advances to OMB; Not Everyone is Happy about It
Why the DOL’s Fiduciary Rule is good news for small business retirement plans.
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Target Monthly Income and not an Account Balance When Saving for Retirement
Income replacement should be the target when saving for retirement
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Evaluating 401(k) Providers: Separating Commodity from Value-Added Services
When shopping 401k providers for your small businesses retirement plan, it's important to separate commodity from value-added services.
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NAPA stakes a position against the DOL’s fiduciary rule
NAPA is missing the point of a fiduciary rule. DOL is saying it’s too easy for unscrupulous or incompetent brokers to steer investors to products with higher fees.
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Keeping my Fingers Crossed for 401(k) Reform in Tonight’s SOTU Address
Small business retirement plan reform in 2015 State of the Union address. Hopefully a fiduciary standard to 401(k) savers are clear, conflict-fee advice at reasonable fees
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MyRAs are not the answer for expanding retirement plan coverage
MyRAs not yet a strong alternative for small business retirement plans. The President and Congress need to work together to give workers more options.
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New Year’s Resolution # 1 for Fiduciaries – “I WILL Evaluate My 401(k) Plan Fees"
ERISA requires 401(k) sponsors, and any other fiduciary, to ensure that the services provided to their plan are necessary with fair 401(k) Plan Fees
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JP Morgan publishes a piece on choosing target date funds for your plan. Good points made, but even better points are left out.
Managers of target date funds should be evaluated on their ability to add value net of fees. Plan sponsors should ask what value will I get for my money vs fees.
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