Login
Vanguard’s John Bogle makes his case for improving 401(k) plans. Here’s why his Senate testimony rocks.
John Bogle details the flaws in the current regulations governing 401(k) plans and the mutual fund industry putting profits above fiduciary duty.
Read More
Senate Finance Committee holds a hearing today on “Retirement Savings 2.0.” Here is what they should address to help small business retirement plans.
Congress should provide greater incentives, 401k participation should become a serious commitment by the employee for their small business retirement plans
Read More
Brokerage Windows in 401(k) Plans: Nope. Not even if they say “pretty please.”
Brokerage windows are risky, potentially very expensive and appropriate for only a very small fraction of 401(k) investors. Use the fiduciary responsibility model
Read More
Why All Employers Should Know their “All-In” 401(k) Fee
Breaking down the individual factors of a 401(k) plan is overwhelming. Instead, we recommend an All-In 401(k) fee that provides a single, total price.
Read More
Former DOL Deputy Director declares scandal in IRA rollovers. It’s a scandal, just not the one he thinks it is.
The scandal is that we do not have fiduciary standards in place that require brokers and other advisors to act in the clients’ IRA best interests.
Read More
New companies are trying to fill the gaps in 401(k) fee disclosure regulations. Here’s why they all fall short.
New companies are springing up to fill gaps in 401(k) fee disclosure regulations. Here is what small business retirement plan sponsors need to know.
Read More
Plan re-enrollment: The “Wonder Drug” for your company’s retirement plan. It’s cheap, simple and benefits sponsors and employees.
Plan re-enrollment can be effective putting your small business retirement plan back on track to success. cheap and simple to implement.
Read More
Former Obama administration official offers a plan to “fix” the tax incentives for retirement plans. Here is why it is dead wrong.
Prominent politico offers a plan for getting more people to save for retirement. Here’s why I disagree. Change tax laws, not 401k rules for retirement plans
Read More
In small business retirement plans, the employees with the smallest balances need the most help. Here’s my frugal guide to making the plan work for everyone in your organization.
Making small business retirement plans work for the employees on the shop floor.
Read More
Revenue sharing is on the decline in 401(k) plans. Three reasons why it will soon be gone altogether.
Revenue sharing is the practice of adding additional non-investment related fees to the expense ratio of a mutual fund. The investors don’t see the fees being deducted.
Read More