Login
Employee Fiduciary Announces Free 401(k) Fee Comparison Service
Employee Fiduciary now offers a free 401(k) Fee Comparison Service. Employee Fiduciary wants to level the playing field on price, value, and service.
Read More
Indirect compensation in small business retirement plans made a lot of sense in 1980. So did leisure suits. It’s time to move on.
There is no longer a market efficiency argument for indirect compensation. Indirect compensation arrangements are now the primary means of 401k fee obfuscation
Read More
Small business 401(k) participants using their 401(k) plans to save for retirement (!) Part 3 of 3
Polling our small business 401k plan clients: The frugal cutting edge in small business 401k investing is changing.
Read More
Here’s how our small business 401(k) plan clients use low-cost investments. Not the conventional wisdom. Part 2 of 3
Our small business 401(k) plan clients choose ETFs with low costs and passive management. ETFs are positioned as core alternatives providing broad market exposure at a low cost.
Read More
The Small Business 401(k) Plan in 2014: Our Clients Redefine the Conventional Wisdom - Part 1 of 3
Employee Fiduciary small business 401(k) plan blueprint focuses on use of index investments and other low cost investments, target date funds, ETFs and the leakage.
Read More
Industry heavyweight SPARK weighs in on 408(b)(2) fee disclosure reform. We take issue with their key point.
SPARK asserts the DOL failed to properly support the need for 408(b)(2) reform and to quantify its burden under Paperwork Reduction Act
Read More
ERISA Section 404(c) turns forty this year. Here is a common sense proposal for meaningful reform.
The Frugal Fiduciary proposes reform to ERISA Section 404(c) regulations – a safe harbor 401(k) plan that protects employees.
Read More
The DOL asked for input on enhancing its 2012 fee disclosures rules and talking real change. Here are our suggestions on getting it done.
DOL, Assistant Secretary of Labor Borzi asks for input on 401(k) plan fee disclosure rules. We are happy to oblige.
Read More
Yale law professor again hammers high fees and revenue sharing. With a few reservations, I like what they have to say.
Yale law professor has new paper on the 401(k) industry, 401(k) plans. Fees matter.
Read More
A Good Try from Congress, but Multiple Employer Plans are not the answer.
The problem is this, the way the bill gets to lower small business 401k plan costs is to allow unrelated small businesses to join multiple employer plans, or MEP
Read More