The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
A Good Try from Congress, but Multiple Employer Plans are not the answer.
By: Greg Carpenter
February 3rd 2014
The problem is this, the way the bill gets to lower small business 401k plan costs is to allow unrelated small businesses to join multiple employer plans, or MEP
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New Year’s resolution: Be a better fiduciary to my plan.
By: Greg Carpenter
January 24th 2014
Don't give up on your New Year's Resolution. Make the decision to be a great fiduciary to your small business 401k plan. Here’s how.
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Retirement readiness begins by getting organized. Here are some great free tools.
By: Greg Carpenter
January 16th 2014
There are many early stage firms that are using new technology to aggregate financial information across all platforms for retirement readiness.
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Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.
By: Greg Carpenter
December 18th 2013
Retirement readiness. If we use a consistent, frugal, disciplined approach to retirement savings we will stand the best chance of achieving our investment objectives.
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Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.
By: Greg Carpenter
December 11th 2013
Industry insider groups released a research paper on small business 401k plans. Our retirement savings systems are doing swell. Not so fast.
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Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?
By: Greg Carpenter
November 20th 2013
Trending: Passively managed index funds and target date retirement funds for small business 401k plans. Just ask Schwab and Fidelity.
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Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.
By: Greg Carpenter
November 13th 2013
Mercer has produced an extraordinary little document that clearly explains plan fees and fiduciary responsibilities for your small business 401k plans.
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Mandatory 401(k) Participation. Trending? (I hope not.)
By: Greg Carpenter
November 6th 2013
Two financial specialists think 401(k) participation should be mandatory. They are being irresponsible. Your Small Business 401k Plan is your choice.
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Let’s go shopping! For a 401(k) plan?
By: Greg Carpenter
November 1st 2013
Getting the best small business 401(k) plan for your company requires two things – clear objectives and the willingness to shop the plan.
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Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2
By: Greg Carpenter
October 23rd 2013
Innovation: How pizza and 401(k) plans are a lot alike. Part 2 of 2 blog explaining a Low Cost 401(k) Plan, value choice and low cost.
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