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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Testing and Compliance: Is a Safe Harbor Plan Really Frugal?

401(k) Testing and Compliance: Is a Safe Harbor Plan Really Frugal?

By: Greg Carpenter

March 11th 2013

It’s tax season. The Frugal Fiduciary shares his thoughts on 401(k) testing and compliance and how a 401(k) safe harbor plan can offer tax benefits.
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How and When to Offer Your Employees Self-Directed 401(k) Investments

How and When to Offer Your Employees Self-Directed 401(k) Investments

By: Greg Carpenter

February 27th 2013

The Frugal Fiduciary believes Self-Directed 401(k) Investments is a win-win for small business owners and employees. Read the blog and find out why!
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Boring is Good: Index-Based Target Retirement Funds

Boring is Good: Index-Based Target Retirement Funds

By: Greg Carpenter

February 21st 2013

The Frugal Fiduciary explains why low-cost index-based target retirement date funds and Vanguard funds are the choice of many small business investors.
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Interstate 401(k) - A Road Map to Comprehensive Employee Benefits

Interstate 401(k) - A Road Map to Comprehensive Employee Benefits

By: Greg Carpenter

February 15th 2013

The Frugal Fiduciary explains the 401(k) connection to comprehensive employee benefits and the importance of using a road map to get there
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Myth Busting: 401(k) Plan Consultations

Myth Busting: 401(k) Plan Consultations

By: Greg Carpenter

February 8th 2013

The Frugal Fiduciary busts a myth about 401(k) plan consultations - you don’t need a lot of money or participants in order to have a low cost plan.
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Don't Suffer Losses From Excessive 401(k) Fees

Don't Suffer Losses From Excessive 401(k) Fees

By: Greg Carpenter

February 1st 2013

Excessive 401k fees are tackling investors and often, they don’t see it coming. The Frugual Fiduciary offers two ideas to minimize the effects.
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401(k) Portability like College Coaches

401(k) Portability like College Coaches

By: Greg Carpenter

January 23rd 2013

The Frugal Fiduciary breaks down 401(k) portability and how improvements to the current system can help investors port their 401(k) into an IRA.
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You Get What You Pay For (Even If You Don’t Need It)

You Get What You Pay For (Even If You Don’t Need It)

By: Greg Carpenter

January 9th 2013

The 401(k) market often bundles services, leading to increased fees. The Frugal Fiduciary says save money and just pay for what you need with their low cost 401(k) plan.
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The 401(k) Cart

The 401(k) Cart

By: Greg Carpenter

January 7th 2013

Don’t choose a 401k plan provider based on a feeling! The Frugal Fiduciary explains how research can save small businesses a 401(k) cart load of money.
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Welcome to Employee Fiduciary’s Blog

Welcome to Employee Fiduciary’s Blog

By: Greg Carpenter

November 12th 2012

Welcome to Frugal Fiduciary: Employee Fiduciary blog educating and informing 401k investors, discussing best practices, dispelling myths and keeping costs low.
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