Login
Morningstar's Active/Passive Barometer – Takeaways for 401(k) Fiduciaries
401(k) fiduciaries can struggle to choose between active or index funds when picking plan investments. The Morningstar Active/Passive Barometer can help.
Read More
Pew Finds Rolling a 401(k) to an IRA can be a Costly Mistake
A Pew study found investment expenses in IRAs to be higher than 401(k)s and the difference can cost an investor tens of thousands of dollars in retirement.
Read More
Is Your 401(k) About to Lose Solo Status? Here’s How to Prepare
Preparing a small business 401(k) plan to lose its solo status is not complicated. Here’s what you need to know to smoothly transition your plan.
Read More
Target Date Index Funds – The Best Investment for Most 401(k) Participants?
Target Date Index Funds may be the best investment for most 401(k) participants. They combine strong net-of-fee returns and set-it-and-forget-it convenience.
Read More
New 401(k) Lifetime Income Disclosures – What to Know
The SECURE Act's lifetime income disclosure should help 401(k) participants understand how much income their account balance could produce in retirement.
Read More
401(k) Distributions - FAQs for Employers
When employers do not follow their 401(k)'s distribution rules, IRS penalties can result. Our distribution guide can help employers avoid these consequences.
Read More
401(k) Plan Design Study: Safe Harbor and Roth Adoption Is Up
Proper 401(k) plan design can help a small business meet its plan goals at the lowest possible cost. Our study summarizes the designs of 4,330 401(k) plans.
Read More
Good Luck Escaping a Pooled Employer 401(k) Plan (PEP)
Employers can terminate a single-employer 401(k) at any time, but they can't terminate their portion of a Pooled Employer Plan. That can trap participants.
Read More
SECURE Act 2.0 – Not the 401(k) Reform Americans Deserve
SECURE 2.0 delivers welcome, but incremental, reform. 401(k) plans are not cost-efficient enough today. Here are four things Washington can do to change that.
Read More
Don’t Be Fooled by These 401(k) Conflicts of Interest!
The 401(k) industry is rife with conflicts of interest. Employers have a fiduciary responsibility to protect employees from them. Common ones hide in plain sight.
Read More