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Meeting the DOL's New Investment Selection Rule with Index Funds
The DOL's new six-factor rule for 401(k) investment selection makes an exceptionally strong case for passive index funds. Here's why — and what to document.
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The DOL's Proposed Six-Factor Prudence Rule: Our Comment to the DOL
Employee Fiduciary submitted a formal comment to the DOL on its proposed six-factor prudence rule. We support the framework — but urge three fixes before finalization: CIT fee transparency, crypto safeguards, and participant disclosure rights.
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The DOL's Proposed Six-Factor Prudence Rule: The Good, The Bad, and The Ugly
A participant-focused analysis of the DOL's March 2026 proposed fiduciary investment selection rule — what it gets right, where it falls short, and where it could harm retirement savers.
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401(k) Investment Selection Under the DOL's Proposed Six-Factor Prudence Rule
The DOL's 2026 proposed rule gives 401(k) plan sponsors a six-factor framework for prudent investment selection — and a safe harbor from litigation. Here's what you need to know.
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401(k) Eligibility Rules: Service, Age, Entry Dates & Employee Exclusions Explained
Learn how 401(k) eligibility rules work, including service requirements, entry dates, and exclusions—and how to design a plan that balances cost and compliance.
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Solo 401(k) vs. SEP-IRA: How Solopreneurs Should Choose
Solo 401(k) vs. SEP-IRA: Learn the key differences, contribution limits, and when each retirement plan makes sense for self-employed business owners.
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401(k) Testing Basics: A Useful Guide to Avoid Surprises
A useful guide to 401(k) testing basics—coverage, ADP, ACP, top-heavy rules, and annual limits—so employers can avoid surprises.
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Roth 401(k) Contributions — Answers to Common Questions (SECURE 2.0 Update)
SECURE 2.0 expanded Roth 401(k) options. Learn how Roth catch-ups, age 60–63 limits, and RMD changes affect employers and employees.
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401(k) Contribution Deductibility - What Employers Need to Know
How much can you deduct for 401(k) contributions? Learn employer limits, timing rules, retroactive adoption, and SECURE 2.0 tax credits.
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The SECURE 2.0 Act Amendment: What Employers Can Expect in 2026
Most 401(k) plans must adopt a SECURE 2.0 amendment by December 31, 2026. Here’s what employers should expect from their 401(k) provider and when action is required.
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