The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

Why Asset-Based 401(k) Admin Fees Are a Problem – And What You Can Do About It

By: Eric Droblyen
March 25th 2025
Asset-based 401(k) admin fees can quietly drain thousands from retirement savings. Discover why fiduciaries should switch to transparent fee structures.
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Boost Retirement Savings and Reduce Taxes by Paying Your 401(k) Fees from a Business Account

By: Eric Droblyen
March 11th 2025
Paying your 401(k) provider’s administration fees from your business account – not plan assets – can directly benefit you, your employees, and your business.
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Removing Hidden 401(k) Fees - What Employers Need to Know

By: Eric Droblyen
December 21st 2022
Revenue-sharing payments are hidden fees paid to 401(k) providers by some mutual funds. By replacing these funds, employers can increase participant returns.
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How 401(k) Participants Can Match the Federal TSP's Low Fees

By: Eric Droblyen
November 8th 2022
The Federal TSP is the lowest cost defined contribution plan in the US. Employers can help their 401(k) participants pay similar fees by taking two simple steps.
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Five Reasons Why Hidden 401(k) Fees Should be Illegal

By: Eric Droblyen
March 16th 2022
Hidden 401(k) fees should be illegal. They can make it almost impossible for employers to protect the interests of plan participants and avoid fiduciary liability.
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How to Make Small Business 401(k)s Cheaper than Mega Plans

By: Eric Droblyen
January 5th 2022
Small 401(k) plans are notorious for high fees. Here's how business owners can benefit by making their small plan cheaper than a mega plan for participants.
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How to Calculate Your All-In 401(k) Fee

By: Eric Droblyen
July 1st 2021
Learn step-by-step how to calculate the total 401(k) fee in this short, easy-to-read guide.
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401(k) Fees - What You Need to Know About The 3 Major Categories

By: Eric Droblyen
July 1st 2021
The DOL places 401(k) fees into 3 major categories. Learn everything you need to know about each in this quick read.
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'Hidden' 401(k) Fees – What Business Owners Need to Know

By: Eric Droblyen
January 6th 2021
Hidden administration fees increase the cost of investing for 401(k) participants - reducing their returns. Here are the most common and how to uncover them.
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How to Find & Calculate Transamerica 401(k) Fees

By: Eric Droblyen
December 17th 2020
Finding Transamerica 401k fees isn't easy. In this guide, we'll show you average Transamerica fees, then how to find & calculate them in your plan.
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