The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Removing Hidden 401(k) Fees - What Employers Need to Know
By: Eric Droblyen
December 21st 2022
Revenue-sharing payments are hidden fees paid to 401(k) providers by some mutual funds. By replacing these funds, employers can increase participant returns.
Read More
How 401(k) Participants Can Match the Federal TSP's Low Fees
By: Eric Droblyen
November 8th 2022
The Federal TSP is the lowest cost defined contribution plan in the US. Employers can help their 401(k) participants pay similar fees by taking two simple steps.
Read More
Five Reasons Why Hidden 401(k) Fees Should be Illegal
By: Eric Droblyen
March 16th 2022
Hidden 401(k) fees should be illegal. They can make it almost impossible for employers to protect the interests of plan participants and avoid fiduciary liability.
Read More
How to Make Small Business 401(k)s Cheaper than Mega Plans
By: Eric Droblyen
January 5th 2022
Small 401(k) plans are notorious for high fees. Here's how business owners can benefit by making their small plan cheaper than a mega plan for participants.
Read More
How to Calculate Your All-In 401(k) Fee
By: Eric Droblyen
July 1st 2021
Learn step-by-step how to calculate the total 401(k) fee in this short, easy-to-read guide.
Read More
401(k) Fees - What You Need to Know About The 3 Major Categories
By: Eric Droblyen
July 1st 2021
The DOL places 401(k) fees into 3 major categories. Learn everything you need to know about each in this quick read.
Read More
'Hidden' 401(k) Fees – What Business Owners Need to Know
By: Eric Droblyen
January 6th 2021
Hidden administration fees increase the cost of investing for 401(k) participants - reducing their returns. Here are the most common and how to uncover them.
Read More
How to Find & Calculate Transamerica 401(k) Fees
By: Eric Droblyen
December 17th 2020
Finding Transamerica 401k fees isn't easy. In this guide, we'll show you average Transamerica fees, then how to find & calculate them in your plan.
Read More
Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most
By: Eric Droblyen
August 19th 2020
Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
Read More
How to Find & Calculate MassMutual 401(k) Fees
By: Eric Droblyen
June 30th 2020
Finding MassMutual's 401k fees isn't easy. In this guide, we'll show you average MassMutual fees, then how to find & calculate them in your plan.
Read More