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How to Total Paychex 401(k) Fees Using Their 408b-2 Disclosure
Paychex is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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Calculating ADP 401(k) Fees Using Their 408b-2 Disclosure
ADP is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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401(k) Fee Levelization – It Can Make Revenue Sharing Worse!
401k providers claim "fee levelization" makes revenue sharing payments more transparent and fair. In truth, the complicated process can do the opposite.
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Department of Labor Guidance for Paying 401(k) Fees from Plan Assets
The DOL divides 401(k) fees into two categories – administrative and settlor expenses. Employers can only pay administrative expenses from plan assets
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Unpacking the Complex Web of Insurance Company 401(k) Fees
All insurance company 401(k) providers - including John Hancock, Empower, Voya, Principal – charge hidden fees. Plan fiduciaries must be able to evaluate them.
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401(k) Admin Fees – The Benefits to Business Owners That Pay Them
Small business owners earn four valuable benefits when they pay their 401k administration fees from a corporate bank account instead of plan assets.
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Worried Your 401(k) Pays Hidden Fees? Answer 2 Questions to Find Out
Employers have a fiduciary responsibility to pay only reasonable fees from 401k plan assets. Avoid hidden 401k fees to make this job as easy as possible.
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Are Your 401(k) Fees “Reasonable?” Benchmark Them to Find Out
Small businesses have a fiduciary responsibility to pay only reasonable 401k fees, but "reasonable" is not defined. Benchmarking 401(k) providers and industry averages is the key to confirming 401k fee reasonableness.
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401(k) Fees – Frequently Asked Questions by Plan Fiduciaries
The #1 source for 401(k) fiduciary liability today is paying excessive fees to plan service providers. Our FAQ can help small businesses evaluate their fees.
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401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?
The best small business 401k providers only charge fees for value-added 401k services. Providers with high priced superfluous services should be avoided
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