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401(k) Reform – How to Make Plans More Transparent
401(k) plans should offer objective value for participants and straightforward fiduciary responsibilities for business owners. Often, they deliver neither.
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The CARES Act - 401(k) Participant Distribution and Loan Options
Taking a CARES Act 401(k) distribution or loan can delay an individual's future retirement by years. Our overview can help weigh this difficult decision.
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COVID-19 – 401(k) FAQs for Business Owners and Plan Participants
Many small business owners affected by COVID-19 want to know how to defray their 401(k) plan expenses or help workers tap their savings. Our FAQ can help.
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The SECURE Act of 2019 – An Analysis of Key 401(k) Changes
The SECURE Act of 2019 is the most extensive retirement plan legislation in over a decade. 401k sponsors and participants must understand its key changes.
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The DOL Proposes New Electronic 401(k) Disclosure Rules
The proposal would allow employers to electronically deliver 401(k) disclosures to plan participants by posting them to a website. This reform is overdue.
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The SECURE Act and RESA - the Good, the Bad, and the Ugly
Congress wants to expand workplace retirement plan coverage. The SECURE Act and RESA aim to do that. They offer 401(k) reform, but won't expand coverage.
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How Trump’s Executive Order on Retirement Plans Falls Short
Multiple Employer 401(k) Plans (MEPs) are not the answer for expanding small business retirement plan coverage. Other reforms would be more effective.
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401(k) Cybercrime – Key to Keeping a Plan Safe Is Not Delegating Fiduciary Responsibilities
Some employers delegate fiduciary roles that approve cash disbursements to their 401(k) provider, which can make a 401(k) plan more vulnerable to cybertheft.
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Expanding Small Biz Retirement Plan Coverage – 401(k) Reforms Are Needed
Americans save more for retirement when they can do so by payroll deduction, but less than half of small businesses sponsor a retirement plan.
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401(k) Fiduciary Pro Tip: Uninvested Cash Can Be a Symptom of a Bad 401(k) Recordkeeper
Uninvested cash can be a symptom of uncorrected 401k problems. Small business 401k fiduciaries should look for it to evaluate recordkeeper performance
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