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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Employee Fiduciary Announces Free 401(k) Fee Comparison Service

Employee Fiduciary Announces Free 401(k) Fee Comparison Service

By: Greg Carpenter

June 5th 2014

Employee Fiduciary now offers a free 401(k) Fee Comparison Service. Employee Fiduciary wants to level the playing field on price, value, and service.
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The Small Business 401(k) Plan in 2014: Our Clients Redefine the Conventional Wisdom - Part 1 of 3

The Small Business 401(k) Plan in 2014: Our Clients Redefine the Conventional Wisdom - Part 1 of 3

By: Greg Carpenter

May 7th 2014

Employee Fiduciary small business 401(k) plan blueprint focuses on use of index investments and other low cost investments, target date funds, ETFs and the leakage.
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Industry heavyweight SPARK weighs in on 408(b)(2) fee disclosure reform. We take issue with their key point.

Industry heavyweight SPARK weighs in on 408(b)(2) fee disclosure reform. We take issue with their key point.

By: Greg Carpenter

April 24th 2014

SPARK asserts the DOL failed to properly support the need for 408(b)(2) reform and to quantify its burden under Paperwork Reduction Act
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A Good Try from Congress, but Multiple Employer Plans are not the answer.

A Good Try from Congress, but Multiple Employer Plans are not the answer.

By: Greg Carpenter

February 3rd 2014

The problem is this, the way the bill gets to lower small business 401k plan costs is to allow unrelated small businesses to join multiple employer plans, or MEP
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Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.

Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.

By: Greg Carpenter

December 11th 2013

Industry insider groups released a research paper on small business 401k plans. Our retirement savings systems are doing swell. Not so fast.
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Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?

Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?

By: Greg Carpenter

November 20th 2013

Trending:  Passively managed index funds and target date retirement funds for small business 401k plans. Just ask Schwab and Fidelity.
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Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.

Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.

By: Greg Carpenter

November 13th 2013

Mercer has produced an extraordinary little document that clearly explains plan fees and fiduciary responsibilities for your small business 401k plans.
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Mandatory 401(k) Participation. Trending? (I hope not.)

Mandatory 401(k) Participation. Trending? (I hope not.)

By: Greg Carpenter

November 6th 2013

Two financial specialists think 401(k) participation should be mandatory. They are being irresponsible. Your Small Business 401k Plan is your choice.
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Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2

Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2

By: Greg Carpenter

October 23rd 2013

Innovation: How pizza and 401(k) plans are a lot alike. Part 2 of 2 blog explaining a Low Cost 401(k) Plan, value choice and low cost.
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The “Take and Bake Revolution” Comes to the 401(k), Part 1

The “Take and Bake Revolution” Comes to the 401(k), Part 1

By: Greg Carpenter

October 15th 2013

Value Innovation: How pizza and 401(k) plans are a lot alike. Part 1
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