The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Mutual Funds – Choose Low-Cost Share Classes to Maximize Returns
By: Eric Droblyen
November 19th 2024
Discover how choosing low-cost share classes for your 401(k) plan can significantly enhance returns and fulfill your fiduciary responsibilities.
Read More
401(k) Revenue Sharing - 5 Reasons for Businesses to Avoid it
By: Eric Droblyen
October 22nd 2024
Revenue sharing can seem like a convenient way to pay 401(k) administration fees, but the method often leads to hidden costs for employees and employers.
Read More
401(k) Investment Selection – Don’t Let ESG Factors Distract You
By: Brian Furgala
June 20th 2023
Fiduciaries should be focusing on relevant risk-return factors, including investment fees, in evaluating 401(k) investment options and not be distracted by ESG factors.
Read More
Morningstar's Active/Passive Barometer – Takeaways for 401(k) Fiduciaries
By: Eric Droblyen
August 16th 2022
401(k) fiduciaries can struggle to choose between active or index funds when picking plan investments. The Morningstar Active/Passive Barometer can help.
Read More
Target Date Index Funds – The Best Investment for Most 401(k) Participants?
By: Eric Droblyen
July 5th 2022
Target Date Index Funds may be the best investment for most 401(k) participants. They combine strong net-of-fee returns and set-it-and-forget-it convenience.
Read More
Hughes v Northwestern: What is a "Prudent" 401(k) Investment?
By: Eric Droblyen
February 2nd 2022
When the Supreme Court re-opened the Hughes v. Northwestern University case, they didn't offer plan fiduciaries a "prudent" 401(k) investment definition. We do.
Read More
401(k) Investments - Options for Selecting a “Prudent” Menu
By: Eric Droblyen
September 30th 2020
Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.
Read More
Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup
By: Eric Droblyen
March 4th 2020
Index funds from providers like Vanguard, Fidelity, or Schwab make it easy for employers to meet their investment-related 401(k) fiduciary responsibilities
Read More
401(k) Investing – Professional Advice is Easy to Access Today
By: Eric Droblyen
February 19th 2020
To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
Read More
401(k) Fee Study: What Does a Fiduciary-Grade Advisor Cost?
By: Eric Droblyen
August 7th 2019
Our fee study of 753 fiduciary-grade financial advisors shows impartial advice reduces the total cost of a 401(k) plan. Employers should not settle for less.
Read More