Login
The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries
The SPIVA Scorecard measures the percentage of active funds that outperform their market benchmark over specific periods of time, net of fees. Most don't.
Read More
401(k) Investment Advice – Pros and Cons of the 3 Basic Forms
401(k) participants can receive professional investment advice from a mutual fund, financial advisor, or algorithm today. Each advice form has pros and cons
Read More
3-Step Guide for Employers to Select and Monitor 401(k) Index Funds
Index funds make it possible for 401(k) plan sponsors to replace an Investment Policy Statement (IPS) with a 3-step fund selection and monitoring process.
Read More
A Common Sense 401(k) Plan for Small Businesses
TSP-like 401(k) plans are a common sense retirement plan but are not meant for everyone. Compare traditional 401(k) services against a TSP baseline here.
Read More
401(k) Index Funds – They Make it Easy to Reduce Fiduciary Liability
When compared to their actively-managed counterparts, 401k index funds are more likely to offer superior returns. They also reduce 401k fiduciary liability.
Read More
Is Human 401(k) Advice More Expensive Than Robo Advice? You Might Be Surprised
New robo 401k advisors use a computer algorithm, instead of a human, to construct 401k investment portfolios. Providers claim lower fees. We disagree.
Read More
Picking 401(k) Investments and Related Services Is Easy When Fiduciaries Know Their Options
Given the dizzying array of 401(k) investment options and services, small business 401(k) fiduciaries are often confused regarding the best options for their plan. The process of 401(k) investment decision making can be made easy by breaking it down.
Read More
The Federal TSP Is a Baseline for 401(k) Plans – And Any Small Business Can Match It
The Federal Thrift Savings Plan (TSP) should be an example for low cost small business retirement plans. 401(k) fiduciaries should understand its virtues.
Read More
401(k) Participants Should Leave Investing to the Pros; Focus on Saving
401k participants should focus on savings when determining their retirement readiness. Leave 401k investing to professionals.
Read More
Is Conflict-Free Investment Advice More Expensive than Conflicted Advice?
Opponents of the DOL Fiduciary Rule say conflict-free 401k investment advice is cost prohibitive; they are wrong.
Read More