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SECURE 2.0’s Automatic Enrollment Mandate for 401(k)s – What Employers Need to Know
SECURE 2.0 requires new 401(k) plans to implement an automatic enrollment feature in 2025 unless an exception applies. Here's what employers need to know.
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401(k) Long-Term, Part Time Rules – What Employers Need to Know
The SECURE Act’s long-term, part-time rules for 401(k) plans are complicated. Plan design changes can help employers with part-time employees avoid them.
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Is Your Company Part of an Affiliated Service Group? Know for Certain or Risk 401(k) Plan Disqualification
Determining whether your company is part of an affiliated service group is complex, but necessary to avoid plan errors which can result in plan disqualification.
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How to Prepare Your 401(k) Plan for SECURE 2.0 Changes
Not preparing a 401(k) plan for SECURE 2.0 could lead to lower contribution limits, missed tax breaks, or unnecessary administration. Here are changes to consider.
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401(k) Eligibility: When to Let Employees Join Your Plan
Company goals, employee demographics, and plan features are all factors small businesses should consider when choosing 401(k) eligibility terms.
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Automatic Enrollment – Is It Right for Your Small Business 401(k) Plan?
Learn the 3 options of automatic enrollment in a 401(k) plan and decide which is right for your business. Plus, read the latest changes from SECURE 2.0.
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401(k) Plan Design Choices to Simplify Annual Admin the Most
Proper 401(k) plan design can reduce the time employers must spend on annual plan administration by hours. We outline the simplest options to administer.
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The Ultimate Guide to Safe Harbor 401(k) Plans
Safe harbor 401(k) plans are popular with small businesses that struggle to pass IRS-mandated nondiscrimination testing. Our guide answers common questions.
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How to Simplify Your 401k Admin with a Cycle 3 Plan Restatement
Most 401(k) plans must be "restated" to reflect IRS-mandate Cycle 3 changes from August 1, 2020 to July 31, 2022. Here are some plan simplifications to consider.
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Is Your Company Part of a Controlled Group? You Need to Know or Risk 401(k) Plan Disqualification
IRS controlled group rules often obligate 2 or more employers with common ownership to cover their employees with the same 401k plan in order to pass annual nondiscrimination testing.
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