The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
![How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement](https://www.employeefiduciary.com/hubfs/How%20Compound%20Interest%20and%20Dollar%20Cost%20Averaging%20Reduce%20the%20Cost%20of%20Retirement%20%281%29.jpg)
How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
January 23rd 2019
Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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![Finding Hidden 401(k) Fees in Participant Disclosure Notices](http://www.employeefiduciary.com/hubfs/blog-files/hidden-fee-disclosure.jpg)
Finding Hidden 401(k) Fees in Participant Disclosure Notices
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
February 8th 2017
Hidden 401(k) fees, like revenue sharing and variable annuity wrap charges reduce 401(k) balances. 401(k) participants must understand when they apply.
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![Target Monthly Income and not an Account Balance When Saving for Retirement](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2589582731-jpg/blog-files/saving-for-retirement-300x200.jpg)
Target Monthly Income and not an Account Balance When Saving for Retirement
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2447430245-jpeg/images/7ef818d1f78a3ade3fe31c0d5d241188.jpeg)
By: Eric Droblyen
February 25th 2015
Income replacement should be the target when saving for retirement
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![Retirement readiness begins by getting organized. Here are some great free tools.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642489-jpg/blog-files/retirement-readiness.jpg)
Retirement readiness begins by getting organized. Here are some great free tools.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
January 16th 2014
There are many early stage firms that are using new technology to aggregate financial information across all platforms for retirement readiness.
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![Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642424-jpg/blog-files/retirement_readiness.jpg)
Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
December 18th 2013
Retirement readiness. If we use a consistent, frugal, disciplined approach to retirement savings we will stand the best chance of achieving our investment objectives.
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![Interstate 401(k) - A Road Map to Comprehensive Employee Benefits](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606123549-jpg/blog-files/employee-benefits.jpg)
Interstate 401(k) - A Road Map to Comprehensive Employee Benefits
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
February 15th 2013
The Frugal Fiduciary explains the 401(k) connection to comprehensive employee benefits and the importance of using a road map to get there
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