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Benchmark Your 401(k) Provider Fees
See how our fees compare to 40+ leading 401(k) providers or request a no-cost fee comparison for your plan.
Let's Benchmark Your 401(k) Fees!
Small businesses have a fiduciary responsibility to pay only "reasonable" 401(k) fees because all fees paid from plan assets - even the hidden ones - lower the investment returns of plan participants dollar-for-dollar.
To prove 401(k) fees are reasonable, they must be benchmarked - basically, compared to comparable plans or industry averages on an apples-to-apples basis.
Employee Fiduciary can help you benchmark your fees. We offer a no-cost fee comparison service. Request a fee comparison from us and we'll provide you with a report that shows...
- Your current plan's "all-in" fee (administration + investment fees), including any hidden fees charged by your 401(k) provider
- How much a comparable plan would cost at Employee Fiduciary.
Browse Our Fee Comparisons
Over the years, our firm has completed hundreds of small business 401(k) fee comparisons. Our most recent comparisons can be found below. They show the administration and investment fees charged by 40+ leading 401(k) providers.
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 14 | $250,990.77 | 20.88% | 2020 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 23 | $329,199.49 | 67.44% | 2020 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 174 | $3,653,515.16 | 73% | 2020 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 64 | $997,904.08 | 73.02% | 2021 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 55 | $651,305.95 | 67.5% | 2021 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 19 | $2,954,638.57 | 77.93% | 2021 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 62 | $919,151.30 | 70.36% | 2022 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 3 | $193,809.73 | 73.12% | 2023 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 54 | $10,213,815.85 | 2.16% | 2024 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 76 | $13,207,117.01 | 69.02% | 2024 |
ADP
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 7 | $50,077.18 | 54.35% | 2024 |
Alerus
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $1,084,314.49 | 79.24% | 2024 |
America's Best 401k
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $632,777.00 | 51.46% | 2024 |
American Funds
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $681,866.17 | 73.35% | 2020 |
American Funds
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 32 | $620,029.88 | 56.27% | 2020 |
American Funds
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 7 | $415,923.59 | 60.44% | 2020 |
American Funds
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $1,637,514.42 | 79.57% | 2021 |
American Funds
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 25 | $681,353.18 | 81.44% | 2023 |
American Funds
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 18 | $1,189,547.27 | 82.06% | 2024 |
American Trust
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 8 | $436,830.61 | 12.41% | 2022 |
Ameritas
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $413,004.49 | 66.85% | 2020 |
Ameritas
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 7 | $1,222,931.46 | 59.96% | 2022 |
Ameritas
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 9 | $766,796.56 | 55.22% | 2022 |
Ascensus
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 24 | $2,296,086.01 | 72.13% | 2020 |
Ascensus
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 16 | $385,626.40 | 70.61% | 2021 |
Ascensus
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $493,625.63 | 74.94% | 2023 |
Ascensus
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 20 | $2,587,379.11 | 18.28% | 2024 |
Ascensus
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 36 | $603,355.38 | 78.15% | 2024 |
Aspire
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 39 | $697,935.35 | 67.6% | 2020 |
Cetera
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 15 | $197,716.92 | 66.83% | 2022 |
CUNA
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 74 | $2,238,585.35 | 51.91% | 2023 |
Empower
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 40 | $3,530,777.00 | 76.73% | 2020 |
Empower
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 11 | $1,319,609.00 | 78.61% | 2020 |
Empower
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $1,089,159.00 | 72.27% | 2020 |
Empower
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 9 | $1,153,829.00 | 60.75% | 2020 |
Empower
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 7 | $536,587.00 | 80.13% | 2022 |
ePlan
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 78 | $2,032,497.46 | 72.42% | 2024 |
Equitable
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 14 | $518,225.66 | 66.92% | 2022 |
Fidelity
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 59 | $4,491,011.00 | 69.54% | 2020 |
Fidelity
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 8 | $2,363,859.00 | 58.59% | 2021 |
Fidelity
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 42 | $5,264,500.00 | 65.85% | 2024 |
Guideline
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 34 | $196,057.34 | 50.59% | 2021 |
Guideline
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $73,674.08 | 2.55% | 2024 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 42 | $3,093,905.56 | 71.97% | 2020 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 140 | $1,389,009.33 | 56.54% | 2020 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $55,943.06 | 4.21% | 2020 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 15 | $3,299,624.29 | 76.9% | 2021 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 18 | $2,413,033.39 | 71.01% | 2021 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 224 | $10,654,169.49 | 74.83% | 2021 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $296,183.23 | 63.22% | 2021 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 11 | $1,033,749.01 | 66.01% | 2021 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 14 | $172,359.41 | 66.09% | 2022 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 18 | $690,781.12 | 73.88% | 2022 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 9 | $675,633.89 | 75.3% | 2023 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 50 | $2,351,459.92 | 83.87% | 2023 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 15 | $3,032,006.73 | 73.82% | 2023 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $378,590.52 | 64.75% | 2023 |
John Hancock
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 4 | $46,289.30 | 38.05% | 2024 |
July Business Services
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 21 | $ 423,353.00 | 59.4% | 2021 |
July Business Services
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $840,297.00 | 68.73% | 2022 |
July Business Services
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 2 | $142,448.00 | 63.27% | 2024 |
Lincoln
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 21 | $2,841,065.47 | 76.79% | 2021 |
MassMutual
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 45 | $601,741.15 | 77.77% | 2020 |
MassMutual
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 22 | $337,720.00 | 74.06% | 2020 |
Mutual of Omaha
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 14 | $2,668,746.07 | 78.71% | 2021 |
Nationwide
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 16 | $2,517,335.78 | 85.8% | 2020 |
Nationwide
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 2 | $481,375.65 | 79.89% | 2020 |
Nationwide
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 6 | $1,458,880.11 | 72.02% | 2022 |
Nationwide
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 3 | $653,073.34 | 78.49% | 2023 |
PAi
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 3 | $444,484.93 | 20.32% | 2020 |
PAi
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 70 | $2,246,403.85 | 14.37% | 2020 |
PAi
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 79 | $699,012.14 | 70.96% | 2021 |
PAi
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 200 | $338,899.68 | 8.64% | 2022 |
PAi
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 13 | $1,323,101.02 | 81.84% | 2022 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 3 | $521,891.12 | 75.22% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 15 | $2,685,277.32 | 58.39% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 38 | $2,023,776.31 | 64.55% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 20 | $152,023.59 | 58.06% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 100 | $914,897.43 | 60.66% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 8 | $552,705.91 | 75.17% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 23 | $1,255,671.07 | 23.03% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 50 | $605,953.09 | 63.18% | 2020 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 51 | $6,112,252.51 | 64.74% | 2021 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 3 | $134,744.17 | 49.71% | 2021 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 51 | $491,323.16 | 63.77% | 2021 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $526,703.32 | 57.21% | 2022 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 13 | $497,526.36 | 63.01% | 2023 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 3 | $102,903.63 | 38.6% | 2023 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 28 | $2,807,891.03 | 61.02% | 2023 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 34 | $1,772,395.01 | 34.07% | 2023 |
Paychex
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 35 | $1,173,885.75 | 73.74% | 2024 |
PCS
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $460,708.84 | 75.27% | 2020 |
Pentegra
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 200 | $15,218,855.41 | 63.33% | 2024 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 6 | $390,050.00 | 62.33% | 2021 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 87 | $26,279,120.00 | 67.6% | 2021 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 20 | $3,035,615.00 | 78.2% | 2021 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 46 | $2,416,843.23 | 79.62% | 2021 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 38 | $13,435,176.00 | 74.05% | 2022 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 102 | $17,793,471.00 | 68.55% | 2022 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 15 | $295,661.00 | 79.11% | 2023 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 8 | $1,154,454.00 | 85.03% | 2023 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 5 | $396,921.00 | 72.75% | 2023 |
Principal
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 30 | $680,634.00 | 81.82% | 2024 |
Retirement Plan Consultants
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 15 | $1,913,278.80 | 75.16% | 2023 |
Sharebuilder 401k
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 14 | $395,368.80 | 54.21% | 2021 |
Sure401k
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 75 | $1,859,611.79 | 81.56% | 2024 |
T. Rowe Price
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 91 | $4,950,881.00 | 55.4% | 2020 |
T. Rowe Price
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 34 | $3,016,431.00 | 74.03% | 2024 |
TAG Resources
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 4 | $670,268.16 | 49.76% | 2022 |
Transamerica
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 52 | $812,310.95 | 54.95% | 2020 |
Transamerica
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 17 | $1,839,007.76 | 74.56% | 2022 |
Ubiquity
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 21 | $684,689.89 | 14.23% | 2020 |
Vanguard
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 20 | $171,362.90 | 58.87% | 2020 |
Vanguard
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 20 | $1,472,281.81 | 29.82% | 2022 |
Vanguard
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $3,244,849.53 | 61.48% | 2022 |
Vanguard
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 16 | $1,750,471.12 | 20.35% | 2024 |
VOYA Retirement Plans
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 17 | $2,096,928.75 | 80.92% | 2020 |
VOYA Retirement Plans
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 56 | $1,577,672.13 | 83.48% | 2021 |
VOYA Retirement Plans
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 10 | $718,465.78 | 77.13% | 2022 |
VOYA Retirement Plans
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 29 | $1,478,431.00 | 62.06% | 2023 |
VOYA Retirement Plans
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 97 | $7,261,142.51 | 77.82% | 2024 |
VOYA Retirement Plans
| Eligible Employees | Plan Assets | Savings Percentage | Download | Year |
| 24 | $3,001,032.79 | 78.63% | 2024 |